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The World' Top Tips
For ATM Use
Choosing an ATM
There is no such
defined formula that can
assurance you about the security of the ATM selection.
Therefore, the ATM user needs to exercise some
carefulness when selecting an ATM.
-
Always go for
banking in daylight hours and specially avoid to visiting ATM
at weekend night.
-
Always choose ATM
location which you are most familiar, most nearest point from
your home or heavily traveled areas.
-
First
observe the surroundings of ATM before make any
transaction, if there are any person looking you then tries to
avoid using ATM this time.
-
The best
practice is that always go for ATM with any family member or
with your best friend.
-
Avoid
using if you find any other machine or code reader attached
with the ATM machine.
-
Always select the ATM that is
monitored by bank security
or with security
camera.
Using an ATM
-
Be careful when any strangers offer to help you at an ATM,
even if your card is block by machine or you are experiencing
difficulty with the transaction.
-
Check your surrounding any other person in the queue keep an
acceptable distance from you.
-
Stand very close to the ATM and shield the keypad with your
hand when keying in your PIN code otherwise any other person
can guess your number.
-
Press the Cancel key on keyboard when you find the ATM is not
working properly and withdraw your card. Avoid force your card
into the card slot.
-
Always keep your printed transaction record so that you can
compare your ATM receipts to your monthly statement.
-
If your card jammed in ATM, report this immediately to the
bank.
Managing Your ATM use
-
Try to memorize your PIN code and avoid writing it down on
public access book, doing so on secret book.
-
Never tell your PIN to any third person, whether to family
member, office staff.
-
Avoid using easily guessable numbers for your PIN code for
example your date of birth, your phone number and others.
10
consumer tips for ATM safety and security
ATMs are a great convenience, but they can
compromise your safety. A robber looking for easy prey only has
to stake out an ATM in a low-traffic, dimly lit area and bide
his time.
There is no
central repository for statistics on ATM crime, but reports of
ATM robberies frequently can be found in just about any local
newspaper.
Cash
machines at banks are probably the safest bet, but that doesn't
mean you have to steer clear of the ones at malls, airports and
sports venues. You can avoid becoming a victim by using some
good old common sense and by planning ahead for ATM withdrawals.
The
Electronic Funds Transfer Association and the Los Angeles Police
Department have provided some great tips for making sure your
visit to the ATM is uneventful.
-
Always pay close attention to the ATM and your
surroundings. Don't select an ATM at the corner of a
building -- corners create a blind spot. Use an ATM
located near the center of a building. Do your automated
banking in a public, well-lighted location that is free of
shrubbery and decorative partitions or dividers.
-
Maintain an awareness of your surroundings throughout the
entire transaction. Be wary of people trying to help you
with ATM transactions. Be aware of anyone sitting in a
parked car nearby. When leaving an ATM make sure you are
not being followed. If you are, drive immediately to a
police or fire station, or to a crowded, well-lighted
location or business.
-
Do not use an ATM that appears unusual looking or offers
options with which you are not familiar or comfortable.
-
Do not allow people to look over your shoulder as you
enter your PIN. Memorize your PIN; never write it on the
back of your card. Do not re-enter your PIN if the ATM
eats your card -- contact a bank official.
-
Do not wear expensive jewelry or take other valuables to
the ATM. This is an added incentive to the assailant.
-
Never count cash at the machine or in public. Wait until
you are in your car or another secure place.
-
When using a drive-up ATM, keep your engine running, your
doors locked and leave enough room to maneuver between
your car and the one ahead of you in the drive-up line.
-
Maintain a supply of deposit envelopes at home or in your
car. Prepare all transaction paperwork prior to your
arrival at the ATM. This will minimize the amount of time
spent at the machine.
-
Closely monitor your bank statements, as well as your
balances, and immediately report any problems to your
bank.
-
If you are involved in a confrontation with an assailant
who demands your money, COMPLY.
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